Income Model Performance as of: 08/07/2026


Portfolio Funds		 NAV Day Month to
Date		 Year to
Date		 Volatility
(Risk)*
Intermediate Bond (FTHRX) $10.19 0.21 % 0.47 % 0.36 % 0.24
Short-Term Bond (FSHBX) 8.42 0.01   0.20   1.07   0.11
Growth Discovery (FDSVX) 78.77 0.90   5.21   12.80   1.08
Low-Priced Stock (FLPSX) 48.62 0.39   2.25   17.92   0.94
Conservative Income Bond (FCNVX) 10.06 0.01   0.07   2.23   0.05
Total   0.29 % 1.47 % 5.74 % 0.40
Target Risk: 0.33
Comparative Indexes
500 Index $269.71 0.62 % 3.59 % 14.08 % 1.00
Nasdaq Composite Index 339.78 1.30   5.20   15.20   1.24
Mid Cap Index 43.68 1.23   3.19   18.28   1.05
Small Cap Index 38.03 1.09   3.54   23.13   1.20
International Index 69.82 1.07   2.72   14.84   1.05
U.S. Bond Index 10.32 0.11   0.56   -0.03   0.35
*Relative Volatility is updated on a monthly basis.

*Relative volatility measures the volatility of a fund (or the Portfolio) relative to the volatility of the stock market as represented by the S&P 500. The volatility for the S&P 500 is set as 1.00. A relative volatility of 1.25 means the fund is 25% more volatile than the S&P 500 while a score of .75 would mean it is 25% less volatile.

Annual Returns (%)
1992199319941995199619971998199920002001
10.1011.30-2.1014.809.0010.503.503.000.305.60
2002200320042005200620072008200920102011
5.408.404.203.606.904.00-18.2020.009.106.30
2012201320142015201620172018201920202021
10.702.907.100.106.706.70-4.8012.6911.625.19
20222023 20242025      
-10.75 9.40 8.888.66